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Explore your dream house from a bouquet of exclusive products designed for each customer segment.
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AUTHORITY TO THE BANK
The User shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software underlying the SBI Home Loans Microsite nor create any derivative product based on the software. The Bank has the absolute discretion to amend or supplement any of the Terms of Service (Terms & Conditions) at any time, without prior notice. However the Bank will endeavor to notify any such change by posting it on the website or through advertisement or any other means as the Bank may deem fit which shall be binding on the User.
The popular choice for financing your home is opting for a home loan. But, what if something happens to you before the entire loan is repaid? Homebuyers have two choices- secure the home loan with a home loan insurance or opt for a term insurance policy. Term insurance can be used to secure your family for the period of the home loan. In case something happens to you in that period, the death benefit can be used to pay the remainder of the loan.
Decreasing Term Assurance
Trade logo displayed above belongs to State Bank of India and is used by SBI Life under license. The product features available under this plan shall be chosen by your Master Policyholder in capacity as the group administrator. Only features chosen by the Master Policy Holder shall be made available to you. You can choose from the options/features made available by the master policyholder. Lives upto 2 co-borrowers in addition to the primary borrower can also be covered. All disputes shall be subject to the jurisdiction of courts in Mumbai .
We understand the importance of keeping your personal information secure and confidential. Please note that these phishing e-mails and vishing calls are threat to your financial security. The purpose of an SBI home loan is for both salaried employees and independent employees who can apply for SBI house loans. Both banks offer a wide variety of home loan options to satisfy the various needs of their clientele. Both offer a wide range of additional benefits and features with a Home Loan. Check out the article about the comparison between HDFC vs SBI home loans to help you take the right decision.
PRODUCTS
If any member of the public notices such instances, he or she may lodge a police complaint, along with the details of the caller and telephone number from which the call was received, in the local police station. SBI Life Insurance always keeps you informed about latest products and services which are beneficial to you. The User needs to get his PCs/laptops/tablets/mobiles scanned on a regular basis and have these updated with the latest antivirus software available. The Bank shall not be responsible in case of any data loss or theft due to any virus transmitted in the system through the usage of SBI Home Loans Microsite. The User acknowledges that the software underlying the SBI Home Loans Microsite as well as other Internet related software which are required for accessing SBI Home Loans Microsite is the legal property of the Bank/the respective service providers. The permission given by the Bank to access SBI Home Loans Microsite will not convey any proprietary or ownership rights in the above software.
A public service bank will give you a house loan at a lower interest rate than the private operators while a private sector institution will complete the transaction more quickly. We do a term insurance vs. home loan insurance comparison and provide you with an insight into various aspects of these plans to help you choose wisely. IRDA hereby urges the public to remain alert and not to fall prey to frauds or scams perpetrated by miscreants who impersonate to be employees / officers of IRDA or other insurance companies.
I hereby authorize State Bank of India/ its group companies and/or their representatives to contact me via calls, mails and/or text messages on the contact details so provided to offer me the product offerings of SBI/Its group companies. You can build your dream home exactly how you want with the help of home loans for under-construction properties provided... She writes knowledgeable, well-researched, and engaging articles on various real estate, finance, legal and décor related topics.

SBI is the chosen bank for house loans for more than 40 lakh families. Along with traditional house loans, SBI also offers Top-Up loans with incredibly low-interest rates ranging at only 8.60% p.a. With the option to research a wide variety of house loan offer available in the market top lenders like SBI and HDFC provide many benefits and features with home loans to the applicants. SBI Life Insurance is an ISO certified Insurance Company for its Business Continuity Management System . Our BCMS addresses the safety of our employees and enables the company to restore critical business operations to the minimum agreed level in the event of any contingency.
Premiums of a term insurance policy are lower than home loan insurance. The premiums can be calculated using a term insurance premium calculator and paid annually, half-yearly, quarterly or monthly. Thus, a term insurance policy is more affordable than home loan insurance in terms of premium. A home loan insurance is optional with security against the home loan while a term insurance policy takes care of all your liabilities.
Any terms and conditions relating to the loan schemes of the Bank other than these Terms will continue to apply. 'Scheduling an appointment' means any request or instruction that is received from an applicant by the Bank through SBI Home Loans Microsite for scheduling an appointment with the Bank's official for document collection and/or KYC verification. 'One Time Password ' refers to one time 6 digit pass code sent to the mobile number provided by an applicant during a session in the site, for verification of his/her mobile number. 'Personal Information' refers to any information about the applicant obtained by the Bank in connection with the SBI Home Loans services. 'Information' refers to any information obtained by an applicant from the Bank for availing various services through SBI Home Loans Microsite.